![]() You may also be interested in saving more money with our 52-week savings plan, or our short-term loans. If you are serious about succeeding, then check out our how-to guide on how to create a budget. Remember to be thorough and honest with your record-keeping to get the accurate insights from your budget planner. We hope you find our free budget template simple and effective in your monthly budgeting. That’s why we’ve also provided a simplified printer-friendly version of the personal monthly budget plan - you can download it here for free: Some of us may find a monthly budget plan easier to follow if it’s something physical that we can stick to our fridge rather than something we can hide away in a laptop. Do you want a printable monthly budget template instead? personal budget spreadsheet 20 (45 KB) What is included in a personal budget A personal budget spreadsheet contains the details of your possible income sources as amounts received from various sources. It’s also possible to edit sections, add new rows, or remove sections that are not relevant to your own personal budget planner. This is designed as a personal monthly budget template, so you have complete control over the amounts you add. This is how much you’ve overspent on your monthly budget allowance for that section. If used accurately, the Excel budget template will show you where you are overspending in your budget each month as the ‘difference’ column will update with a red icon. You can then update the ‘actual cost’ to calculate the ‘difference’.
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